WACHOVIA PRIVATE STUDENT LOANS

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If you need to cover education expenses that are beyond the reach of federal aid programs, Wachovia can help.

Our private student loans are specifically designed to cover expenses not met by other sources of aid. We offer solutions for graduate, law, and medical and health profession students.

Wachovia private loans come with great benefits:

• Cover up to 100% of your education costs
• Get the money you need quickly
• Pay zero loan fees¹
• Receive an interest rate as low as Prime minus 0.50% based on credit approval²
• Reduce your interest rate by 0.50% when you make auto debit payments³
• Make no payments required until after you leave school
• Choose a repayment plan that works for your budget
• Use our fast online application for an instant credit decision

Keep in mind that private loans may reduce your eligibility for federal aid programs. So be sure to maximize your federal loan options before applying for a private loan.

Learn More & Apply Online
Use our fast online application or call us toll-free at (877) 689-0763.

Wachovia Graduate Loan (Apply Online)
Wachovia Law Loan (Apply Online)
Wachovia Bar Loan (Apply Online)
Wachovia Medical Loan (Apply Online)
Wachovia Residency Loan (Apply Online)

Download a Paper Application
Prefer not to apply online? Use these links to download and print a paper application.

Wachovia Graduate Loan Application
Wachovia Law Loan Application
Wachovia Bar Loan Application
Wachovia Medical Loan Application
Wachovia Residency Loan Application

   

¹ Covers origination, disbursement and repayment fees.

² The variable interest rate is based on the Prime Rate published in "Consumer Rates and Returns to Investor" section of The Wall Street Journal on the twenty-fifth (25th) calendar day of the month immediately preceding each monthly adjustment date, less a margin of 0.50% for qualifying borrowers. For example, the Variable Rate for the month beginning January 1st will be determined by the applicable Prime Rate published on the preceding December 25th. If The Wall Street Journal is not published or the Prime Rate is not stated, then the Prime Rate will be the applicable Prime Rate next published thereafter. If the Prime Rate is no longer available, we will choose a comparable index. The interest rate is reduced an additional 0.50% when loan payments are made using auto debit. With this rate reduction, qualified borrowers receive prime minus 1%. Follow this link to review the Annual Percentage Rate (APR) and other loan terms.

³ This benefit program may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Earned interest rate benefits terminate if you do not stay in the auto debit plan or upon loan default and/or loan transfer to the guarantor or insurer. Follow this link to review complete program details.

Private education loans originated by Wachovia Bank of Delaware, N.A.

Equal Credit Opportunity Lender