Apply online for an affordable student loan from Wachovia
Federal Stafford Loan
Thank you for choosing Wachovia. We work closely with
students and parents to make covering education costs a fast, friendly process.
The Stafford Loan is an affordable, fixed-rate loan designed for undergraduates and
graduate students.
Before completing the Master Promissory Note, have you:
1. Completed the Free Application for Federal Student Aid?
2. Received your Offer Letter postcard or e-mail from your school?
3. Submitted the Stafford Loan Activation Form to the Office of Student Financial Aid and Scholarships? If not, please contact the Office of Student Financial Aid and Scholarships before completing the Master Promissory Note.
First-time Stafford Loan borrowers are required to complete Entrance Counseling before any Stafford Loan funds may be disbursed. Please click here to complete your Entrance Counseling sessions on EdTest.
Program Benefits1
1% savings when using a guarantor that does not charge the default fee
Interest rate cut by 0.25% with auto-debit payments
Low fixed interest rate of 6.0% on subsidized loans for Undergraduate Students and 6.8%for Graduate Students
Special Savings from Wachovia
0.25%
RATE CUT when you make auto-debit payments 1
Questions? We Can Help!
At Wachovia, we are always delighted to help our customers with questions or concerns. We look forward to hearing from you.
1 These 2008-09 academic year benefit programs may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Borrower is responsible for payment of applicable taxes. Interest rate benefits terminate upon loan default and/or loan transfer to the guarantor or insurer. Auto-debit must be used for regularly scheduled payments of principal and interest to earn 0.25% rate reduction. Visit wachovia.com/studentsavings for complete details and eligibility requirements.
