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Federal Parent PLUS Loan

Thank you for choosing Wachovia. We work closely with students and parents to make covering education costs a fast, friendly process.

The Parent PLUS Loan from Wachovia is an affordable, fixed-rate loan designed to help parents pay for their child's undergraduate education.

Program Benefits1

Instant 1% savings with zero default fee when using a guarantor that does not charge the fee
Interest rate cut by 0.25% with auto-debit payments
Low fixed interest rate of 8.5%
Elect to make no payments while your child is enrolled in school and during the 6 month grace period
Borrow up to a student’s total cost of attendance minus other aid received
Eligibility is not based on household income, so all parents may apply
Online application for faster funds

Special Savings from Wachovia

0.25%

RATE CUT
when you make auto-debit payments 1

Questions? We Can Help!

At Wachovia, we are always delighted to help our customers with questions or concerns. We look forward to hearing from you.

Email:	Customer Assistance
Phone:	(877) 689-0763
Web:	www.wachovia.com/education
Lender code:	830005

1 These 2008-09 academic year benefit programs may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change. Borrower is responsible for payment of applicable taxes. Interest rate benefits terminate upon loan default and/or loan transfer to the guarantor or insurer. Auto-debit must be used for regularly scheduled payments of principal and interest to earn 0.25% rate reduction. Visit wachovia.com/studentsavings for complete details and eligibility requirements.



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